Office of Human Resources - Benefits Design & Management

PRE-PAID PLANS
With a pre-paid plan you must choose a primary dentist from a list of network dentists. You will receive all dental care from that dentist, paying a reduced fee for services.

There is no maximum annual limit, no deductible and no claim forms. Orthodontia coverage is provided at a reduced fee with no age limit; TMJ and periodontal coverage also are included.

After a $50 single/$150 family deductible, the plan pays either 80% of usual, reasonable and customary charges (URC) for routine procedures or 50% for major restorative work up to $2000/plan year. Orthodontia is paid at 50% URC with a separate $1500 lifetime maximum/ participant.

PRE-PAID PLANS
With a pre-paid plan you must choose a primary dentist from a list of network dentists. You will receive all dental care from that dentist, paying a reduced fee for services.

There is no maximum annual limit, no deductible and no claim forms. Orthodontia coverage is provided at a reduced fee with no age limit; TMJ and periodontal coverage also are included.

After a $50 single/$150 family deductible, the plan pays either 80% of usual, reasonable and customary charges (URC) for routine procedures or 50% for major restorative work up to $2000/plan year. Orthodontia is paid at 50% URC with a separate $1500 lifetime maximum/ participant.